KYC & Credit Scoring
Secure onboarding and credit decisioning for banks, insurers and GLCs across Southeast Asia.
KYC & Credit Scoring sits within iSentric’s Financial Services pillar. It builds on the same security-audited digital banking architecture, OTP/2FA integration and Bank Negara-compliant messaging layer that iSentric has delivered to the top 20 banks in the country.
Overview
In parallel, iSentric is currently developing technical and operational infrastructures utilizing mobility technologies to facilitate the growth of Micro-Financing in South East Asia, where virtually 70% of the population are currently not bankable or are under-banked.
In the financial services industry, unique specifications and security provisions are required for IT applications.
Security and compliance foundations (iSentric Digital Banking):
- Full audit trail, with unique reference numbers for every transaction
- Developed with proper application security standards – audited by credible third parties
- Integrated OTP and 2FA solution or integrate to external solution
- Specially Designed for Financial Institution Environment
- iSentric application layer conforms to the BNM GPIS1 guidelines.
Banks today need a brand new and advanced digital financial services platform to allow them to swiftly provide up-to-date services to their customers according to the rapidly changing technology landscape, market needs and business growth. In order to satisfy this need, it is necessary for the banks to have flexible, robust and functions-rich internal information system architecture to allow rapid application development across platforms, integration with enterprise systems and scalable architecture.
iSentric Digital Banking is built on open standards technologies - Enterprise Java, HTML5, JavaScript, XML. It provides ready-to-use AS (Application Services), and Digital Banking basic architecture to facilitate the development of financial services applications. It can also be interfaced with other backend and middleware systems of banks to develop integrated financial services solutions rapidly and flexibly. The solution has the following characteristics that facilitate banks to integrate internal systems and provide additional services.
Explore other modules
Financial Services
- BNPL (conventional & Shariah-compliant)
- KYC and Credit Scoring
- Fraud Detection
- Repayments and Collections
- Wealth Management
- Digital Asset
Smart Government Solutions
- Next-gen Tech
- Micro Data Centers & Cloud Migration
- E-Services & Citizen
AI Omnichannel Customer Engagement
- Integrated Messaging
- Multilingual Chatbots
- AI Agents
- CRM, Loyalty & Rewards
- Social & E-Commerce Enablement
Speak To Our Team Now!!
Please contact us now to discover more business opportunities and deliver remarkable customer experience.
iSentric Limited (ASX:ICU), established in 2003 and renamed as Ovanti Limited (ASX:OVT) in year 2024, is a well-known Bulk SMS provider and a pioneer in digital commerce in Malaysia.