Wealth & Insurance Management

Financial Services

Digital banking and insurance platforms serving the top 20 banks in the country.

Our business divisions cover mobile banking, digital payments and digital services, which service the top 20 banks in the country and many large-scale telecommunication companies in Malaysia and Indonesia. Whether it is online payment, bank transfer, online shopping or food delivery service, our core technology platform enables our clients to extend their information technology applications to any mobile devices and integrate the mobile technologies of their existing businesses.

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Digital Banking

Banks today need a brand new and advanced digital financial services platform to allow them to swiftly provide up-to-date services to their customers according to the rapidly changing technology landscape, market needs and business growth. In order to satisfy this need, it is necessary for the banks to have flexible, robust and functions-rich internal information system architecture to allow rapid application development across platforms, integration with enterprise systems and scalable architecture.

iSentric Digital Banking is built on open standards technologies - Enterprise Java, HTML5, JavaScript, XML. It provides ready-to-use AS (Application Services), and Digital Banking basic architecture to facilitate the development of financial services applications. It can also be interfaced with other backend and middleware systems of banks to develop integrated financial services solutions rapidly and flexibly. The solution has the following characteristics that facilitate banks to integrate internal systems and provide additional services.

Omni-channel, Unified Platform
Open Standards Architecture
Specially Designed for Financial Institution Environment
Multi Tier Solution Architecture
Using Configurable Settings Rather Than Relying on Program Changes
Composed of Services Elements
Flexible Integration Interface

Retail Internet Banking

Retail Internet Banking solution has been developed with complete features and functions, and follows international standards in the banking industry:

Handle multiple and different types of bank accounts, and including credit card accounts
Handle multiple currencies
Separate of combined system for Credit Cards
Full audit trail, with unique reference numbers for every transaction
Developed with proper application security standards – audited by credible third parties
Scalable to handle large number of transactions
Funds transfers, bill payments, mobile reloads
Integrated OTP and 2FA solution or integrate to external solution

Cash Management System

Cash Management has been developed with complete features and functions, and follows international standards in the banking industry

Tier-based user management: Maker, Checker and Approver
Handle multiple and different types of bank accounts; multiple currencies; and dual language
Single, multiple and bulk payroll, payments and transfers functions
Liquidity Management & Notional Pooling (optional) functions
Multi-layered payment/transfer approvals through specified Signatory Relationship

Mobile Banking

Integrated or standalone mobile banking solution for retail banking and cash management.

Supports iOS, Android, Windows Phone, Blackberry
Highly secure and scalable
Customisable user experience and multilingual interface
Geolocation enabled with augmented reality
Mobile security, mobile payments, mobile messaging

Customer Stories

26 June 2017

Public Bank Berhad (PBB)

Public Bank Group is one of the largest banking group in Malaysia, a public company listed in Forbes Global 2000 with USD 95.4 billion asset value in year 2016. Public Bank Group provides a comprehensive range of financial products and services included personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance and general insurance products.

In the financial services industry, unique specifications and security provisions are required for IT applications. iSentric collaborate with Public Bank to deliver several top secure Mobile Banking App and Mobile Web that follow bank's current requirements and easily support future mobile needs, fully developed and managed using IBM Platforms.

PB engage is a public bank's high security mobile banking app that ease and secure to perform online banking activity on iOS and Android platform. User can easily manage online bank account, fund transactions, payments, cheque management, real time forex and gold prices rate, home loan and hire-purchase calculator, and search Public Bank branch information – anytime, anywhere.

26 June 2017

Cambodian Public Bank (CPB)

Cambodian Public Bank Plc established at year 1992, operates as a subsidiary of Public Bank Berhad. Cambodian Public Bank Plc provides commercial banking services. The company offers trade and credit financing, foreign exchange, Internet banking, electronic credit payment, and fund transfer services. Additionally, its products include saving and current accounts and credit and debit cards.

iSentric has collaborate with Public Bank and Cambodian Public Bank Plc to deliver a mobile banking app follow bank's current requirements and easily support future mobile needs, fully developed and managed using IBM Platforms.

CPB engage is a public bank's high security mobile banking app that ease and secure to perform online banking activity on iOS and Android platform. User can easily manage online bank account, fund transactions, payments, cheque management, real time forex and gold prices rate, home loan and hire-purchase calculator, and search Cambodian Public Bank branch information – anytime, anywhere.

our products

Explore other modules

Financial Services

BNPL (conventional & Shariah-compliant)
KYC and Credit Scoring
Fraud Detection
Repayments and Collections
Wealth Management
Digital Asset

Smart Government Solutions

Next-gen Tech
Micro Data Centers & Cloud Migration
E-Services & Citizen

AI Omnichannel Customer Engagement

Integrated Messaging
Multilingual Chatbots
AI Agents
CRM, Loyalty & Rewards
Social & E-Commerce Enablement

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Please contact us now to discover more business opportunities and deliver remarkable customer experience.

iSentric Limited (ASX:ICU), established in 2003 and renamed as Ovanti Limited (ASX:OVT) in year 2024, is a well-known Bulk SMS provider and a pioneer in digital commerce in Malaysia.